BEGIN:VCARD
VERSION:3.0
REV:2026-05-28T10:19:39Z
N;CHARSET=utf-8:Howard;William;;;
FN;CHARSET=utf-8:William Howard
TEL;WORK:415-438-3065
ADR;WORK;POSTAL;CHARSET=utf-8:;;580 California St, Ste 2300;San Francisco;C
 A;94104;US
END:VCARD