BEGIN:VCARD
VERSION:3.0
REV:2026-10-15T17:20:12Z
N;CHARSET=utf-8:Michail;Rafat;;;
FN;CHARSET=utf-8:Rafat Michail
TEL;WORK:201-963-6400
ADR;WORK;POSTAL;CHARSET=utf-8:;;775 Newark Ave, Ste B;Jersey City;NJ;07306;
 US
END:VCARD