BEGIN:VCARD
VERSION:3.0
REV:2026-04-21T14:05:42Z
N;CHARSET=utf-8:Kowalski;Stephen;;;
FN;CHARSET=utf-8:Stephen Kowalski
TEL;WORK:973-301-6371
ADR;WORK;POSTAL;CHARSET=utf-8:;;15 Cheryl Rd;Pine Brook;NJ;07058;US
END:VCARD