BEGIN:VCARD
VERSION:3.0
REV:2026-05-07T06:01:40Z
N;CHARSET=utf-8:Kowal;Michelle;;;
FN;CHARSET=utf-8:Michelle Kowal
TEL;WORK:850-678-0085
ADR;WORK;POSTAL;CHARSET=utf-8:;;604 Buckeye Ct;Niceville;FL;32578;US
END:VCARD
