BEGIN:VCARD
VERSION:3.0
REV:2026-08-05T18:09:08Z
N;CHARSET=utf-8:Michael;Penny;;;
FN;CHARSET=utf-8:Penny Michael
TEL;WORK:901-435-4744
ADR;WORK;POSTAL;CHARSET=utf-8:;;845 Crossover Ln, Ste 150;Memphis;TN;38117;
 US
END:VCARD