BEGIN:VCARD
VERSION:3.0
REV:2026-04-14T09:42:59Z
N;CHARSET=utf-8:Lowery;Jo;;;
FN;CHARSET=utf-8:Jo Lowery
TEL;WORK:831-649-8331
ADR;WORK;POSTAL;CHARSET=utf-8:;;401 Fremont St, Ste 200;Monterey;CA;93940;U
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END:VCARD