BEGIN:VCARD
VERSION:3.0
REV:2026-10-23T17:00:44Z
N;CHARSET=utf-8:Bhayana;Ritu;;;
FN;CHARSET=utf-8:Ritu Bhayana
TEL;WORK:201-712-4474
ADR;WORK;POSTAL;CHARSET=utf-8:;;1 W Railroad Ave;Tenafly;NJ;07670;US
END:VCARD