BEGIN:VCARD
VERSION:3.0
REV:2026-09-29T06:16:58Z
N;CHARSET=utf-8:Kernan;Richard;;;
FN;CHARSET=utf-8:Richard Kernan
TEL;WORK:973-549-4000
ADR;WORK;POSTAL;CHARSET=utf-8:;;18 Columbia Tpke, Ste 100;Florham Park;NJ;0
 7932;US
END:VCARD