BEGIN:VCARD
VERSION:3.0
REV:2026-06-03T20:07:01Z
N;CHARSET=utf-8:Ratkoski;John;;;
FN;CHARSET=utf-8:John Ratkoski
TEL;WORK:
ADR;WORK;POSTAL;CHARSET=utf-8:;;11 White Cedar Ln;Holmdel;NJ;07733;US
END:VCARD