BEGIN:VCARD
VERSION:3.0
REV:2026-08-27T18:52:36Z
N;CHARSET=utf-8:Smudsky;Clayton;;;
FN;CHARSET=utf-8:Clayton Smudsky
TEL;WORK:925-258-0415
ADR;WORK;POSTAL;CHARSET=utf-8:;;101 California St, Ste 1600;San Francisco;C
 A;94111;US
END:VCARD