BEGIN:VCARD
VERSION:3.0
REV:2026-04-11T09:41:00Z
N;CHARSET=utf-8:Carmel;Richard;;;
FN;CHARSET=utf-8:Richard Carmel
TEL;WORK:
ADR;WORK;POSTAL;CHARSET=utf-8:;;1502 University Blvd, Ste D;Hamilton;OH;450
 11;US
END:VCARD