BEGIN:VCARD
VERSION:3.0
REV:2026-10-23T06:16:18Z
N;CHARSET=utf-8:Chiovaro;Frank;;;
FN;CHARSET=utf-8:Frank Chiovaro
TEL;WORK:410-321-6161
ADR;WORK;POSTAL;CHARSET=utf-8:;;1954 Greenspring Dr;Lutherville Timonium;MD
 ;21093;US
END:VCARD