BEGIN:VCARD
VERSION:3.0
REV:2026-08-06T00:07:12Z
N;CHARSET=utf-8:Kruse;Philip;;;
FN;CHARSET=utf-8:Philip Kruse
TEL;WORK:
ADR;WORK;POSTAL;CHARSET=utf-8:;;50 Fremont St, Ste 2210;San Francisco;CA;94
 105;US
END:VCARD