BEGIN:VCARD
VERSION:3.0
REV:2026-04-19T23:47:51Z
N;CHARSET=utf-8:Spencer;Derek;;;
FN;CHARSET=utf-8:Derek Spencer
TEL;WORK:
ADR;WORK;POSTAL;CHARSET=utf-8:;;Address Pending Update;Ledgewood;NJ;07852;U
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END:VCARD