BEGIN:VCARD
VERSION:3.0
REV:2026-04-12T18:05:00Z
N;CHARSET=utf-8:Higgins;Ryan;;;
FN;CHARSET=utf-8:Ryan Higgins
TEL;WORK:925-938-3411
ADR;WORK;POSTAL;CHARSET=utf-8:;;1854 Tice Valley Blvd;Walnut Creek;CA;94595
 ;US
END:VCARD