BEGIN:VCARD
VERSION:3.0
REV:2026-09-29T14:24:00Z
N;CHARSET=utf-8:Ruba;Richard;;;
FN;CHARSET=utf-8:Richard Ruba
TEL;WORK:231-845-2949
ADR;WORK;POSTAL;CHARSET=utf-8:;;401 W Ludington Ave, Ste 103;Ludington;MI;4
 9431;US
END:VCARD