BEGIN:VCARD
VERSION:3.0
REV:2026-10-11T19:08:01Z
N;CHARSET=utf-8:Cowing;Ann;;;
FN;CHARSET=utf-8:Ann Cowing
TEL;WORK:410-537-5400
ADR;WORK;POSTAL;CHARSET=utf-8:;;901 S Bond St, Ste 400;Baltimore;MD;21231;U
 S
END:VCARD