BEGIN:VCARD
VERSION:3.0
REV:2026-04-20T05:50:36Z
N;CHARSET=utf-8:Ruffner;Michael;;;
FN;CHARSET=utf-8:Michael Ruffner
TEL;WORK:973-736-8400
ADR;WORK;POSTAL;CHARSET=utf-8:;;300 Executive Dr, Ste 125;West Orange;NJ;07
 052;US
END:VCARD