BEGIN:VCARD
VERSION:3.0
REV:2026-08-27T04:31:49Z
N;CHARSET=utf-8:Sum;Ray;;;
FN;CHARSET=utf-8:Ray Sum
TEL;WORK:
ADR;WORK;POSTAL;CHARSET=utf-8:;;1 Montgomery St, Fl 36;San Francisco;CA;941
 04;US
END:VCARD