BEGIN:VCARD
VERSION:3.0
REV:2026-05-21T11:31:51Z
N;CHARSET=utf-8:Higgins;Timothy;;;
FN;CHARSET=utf-8:Timothy Higgins
TEL;WORK:201-444-2079
ADR;WORK;POSTAL;CHARSET=utf-8:;;409 Beveridge Rd;Ridgewood;NJ;07450;US
END:VCARD