BEGIN:VCARD
VERSION:3.0
REV:2026-08-27T14:48:30Z
N;CHARSET=utf-8:Cowles;Richard;;;
FN;CHARSET=utf-8:Richard Cowles
TEL;WORK:916-797-1811
ADR;WORK;POSTAL;CHARSET=utf-8:;;1098 Sunrise Ave, Ste 150;Roseville;CA;9566
 1;US
END:VCARD