BEGIN:VCARD
VERSION:3.0
REV:2026-04-05T01:20:22Z
N;CHARSET=utf-8:Bower;Derek;;;
FN;CHARSET=utf-8:Derek Bower
TEL;WORK:
ADR;WORK;POSTAL;CHARSET=utf-8:;;827 Garden St, Apt 5;Hoboken;NJ;07030;US
END:VCARD