BEGIN:VCARD
VERSION:3.0
REV:2026-04-09T11:33:42Z
N;CHARSET=utf-8:Howland;Todd;;;
FN;CHARSET=utf-8:Todd Howland
TEL;WORK:
ADR;WORK;POSTAL;CHARSET=utf-8:;;553 Munras Ave;Monterey;CA;93940;US
END:VCARD