BEGIN:VCARD
VERSION:3.0
REV:2026-06-03T23:31:25Z
N;CHARSET=utf-8:Joseph;Frances;;;
FN;CHARSET=utf-8:Frances Joseph
TEL;WORK:415-274-7000
ADR;WORK;POSTAL;CHARSET=utf-8:;;101 California St, Fl 4;San Francisco;CA;94
 111;US
END:VCARD