BEGIN:VCARD
VERSION:3.0
REV:2026-06-04T23:49:34Z
N;CHARSET=utf-8:Hanratty;Michael;;;
FN;CHARSET=utf-8:Michael Hanratty
TEL;WORK:415-486-2603
ADR;WORK;POSTAL;CHARSET=utf-8:;;400 Howard St;San Francisco;CA;94105;US
END:VCARD