BEGIN:VCARD
VERSION:3.0
REV:2026-06-05T11:24:38Z
N;CHARSET=utf-8:Ratkowski;Richard;;;
FN;CHARSET=utf-8:Richard Ratkowski
TEL;WORK:314-721-1900
ADR;WORK;POSTAL;CHARSET=utf-8:;;150 N Meramec Ave, Ste 640;Saint Louis;MO;6
 3105;US
END:VCARD