BEGIN:VCARD
VERSION:3.0
REV:2026-10-14T12:00:07Z
N;CHARSET=utf-8:Garma-fernandez;Emilio;;;
FN;CHARSET=utf-8:Emilio Garma-fernandez
TEL;WORK:901-579-4543
ADR;WORK;POSTAL;CHARSET=utf-8:;;700 Harbor Bend Rd, Apt 301;Memphis;TN;3810
 3;US
END:VCARD