BEGIN:VCARD
VERSION:3.0
REV:2026-04-17T23:05:57Z
N;CHARSET=utf-8:Horwath;Nicholas;;;
FN;CHARSET=utf-8:Nicholas Horwath
TEL;WORK:
ADR;WORK;POSTAL;CHARSET=utf-8:;;1867 Union St, Apt A;San Francisco;CA;94123
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END:VCARD