BEGIN:VCARD
VERSION:3.0
REV:2026-04-06T17:31:11Z
N;CHARSET=utf-8:Ray;Joel;;;
FN;CHARSET=utf-8:Joel Ray
TEL;WORK:804-780-2000
ADR;WORK;POSTAL;CHARSET=utf-8:;;901 E Cary St, Ste 1100;Richmond;VA;23219;U
 S
END:VCARD