BEGIN:VCARD
VERSION:3.0
REV:2026-09-06T21:39:28Z
N;CHARSET=utf-8:Rugel;Richard;;;
FN;CHARSET=utf-8:Richard Rugel
TEL;WORK:
ADR;WORK;POSTAL;CHARSET=utf-8:;;Address Pending Update;Schenectady;NY;12302
 ;US
END:VCARD