BEGIN:VCARD
VERSION:3.0
REV:2026-06-03T15:11:56Z
N;CHARSET=utf-8:Kratz;Michael;;;
FN;CHARSET=utf-8:Michael Kratz
TEL;WORK:314-875-1123
ADR;WORK;POSTAL;CHARSET=utf-8:;;1 N Jefferson Ave;Saint Louis;MO;63103;US
END:VCARD