BEGIN:VCARD
VERSION:3.0
REV:2026-10-09T18:12:13Z
N;CHARSET=utf-8:Payne;John;;;
FN;CHARSET=utf-8:John Payne
TEL;WORK:
ADR;WORK;POSTAL;CHARSET=utf-8:;;191 N Wacker Dr, Ste 2500;Chicago;IL;60606;
 US
END:VCARD