BEGIN:VCARD
VERSION:3.0
REV:2026-09-06T20:34:40Z
N;CHARSET=utf-8:Bao;Derek;;;
FN;CHARSET=utf-8:Derek Bao
TEL;WORK:
ADR;WORK;POSTAL;CHARSET=utf-8:;;101 Montgomery St, Ste 700;San Francisco;CA
 ;94104;US
END:VCARD