BEGIN:VCARD
VERSION:3.0
REV:2026-07-09T18:33:56Z
N;CHARSET=utf-8:Howard;Derek;;;
FN;CHARSET=utf-8:Derek Howard
TEL;WORK:
ADR;WORK;POSTAL;CHARSET=utf-8:;;1200 Harbor Blvd;Weehawken;NJ;07086;US
END:VCARD