BEGIN:VCARD
VERSION:3.0
REV:2026-10-15T12:48:05Z
N;CHARSET=utf-8:Macgillivray;Nial;;;
FN;CHARSET=utf-8:Nial Macgillivray
TEL;WORK:
ADR;WORK;POSTAL;CHARSET=utf-8:;;60 Wall St;New York;NY;10005;US
END:VCARD