BEGIN:VCARD
VERSION:3.0
REV:2026-05-17T08:07:41Z
N;CHARSET=utf-8:Howell;Michael;;;
FN;CHARSET=utf-8:Michael Howell
TEL;WORK:(618) 443-2395
ADR;WORK;POSTAL;CHARSET=utf-8:;;1101 N Market St;Sparta;IL;62286;US
URL:http://www.HowellFinancialServices.com
END:VCARD