BEGIN:VCARD
VERSION:3.0
REV:2026-04-11T11:27:34Z
N;CHARSET=utf-8:Raff;Carl;;;
FN;CHARSET=utf-8:Carl Raff
TEL;WORK:212-245-1239
ADR;WORK;POSTAL;CHARSET=utf-8:;;13625 California St;Omaha;NE;68154;US
URL:http://www.morganstanley.com
END:VCARD