BEGIN:VCARD
VERSION:3.0
REV:2026-06-09T20:40:46Z
N;CHARSET=utf-8:Howard;Sean;;;
FN;CHARSET=utf-8:Sean Howard
TEL;WORK:
ADR;WORK;POSTAL;CHARSET=utf-8:;;250 Delaware Ave Ste 610;Buffalo;NY;14202;U
 S
URL:http://www.ubs.com/team/munroburnsgroup
END:VCARD