BEGIN:VCARD
VERSION:3.0
REV:2026-04-17T13:48:02Z
N;CHARSET=utf-8:Panquerne;Ray;;;
FN;CHARSET=utf-8:Ray Panquerne
TEL;WORK:(800) 531-8722
ADR;WORK;POSTAL;CHARSET=utf-8:;;9800 Fredericksburg Rd.;San Antonio;TX;7828
 8;US
URL:http://www.usaa.com/
END:VCARD