BEGIN:VCARD
VERSION:3.0
REV:2026-04-09T13:50:56Z
N;CHARSET=utf-8:Rayner;Andrew;;;
FN;CHARSET=utf-8:Andrew Rayner
TEL;WORK:(212) 245-1239
ADR;WORK;POSTAL;CHARSET=utf-8:;;2000 Westchester Avenue;Purchase;NY;10577;U
 S
URL:https://www.morganstanley.com/
END:VCARD