BEGIN:VCARD
VERSION:3.0
REV:2026-06-06T06:49:30Z
N;CHARSET=utf-8:Oliver;Joan;;;
FN;CHARSET=utf-8:Joan Oliver
TEL;WORK:(801) 617-7414
ADR;WORK;POSTAL;CHARSET=utf-8:;;555 California St;San Francisco;CA;94104;US
 
URL:http://www.morganstanley.com/
END:VCARD