BEGIN:VCARD
VERSION:3.0
REV:2026-04-15T05:15:30Z
N;CHARSET=utf-8:Eisenstein;Penny;;;
FN;CHARSET=utf-8:Penny Eisenstein
TEL;WORK:(888) 327-4600
ADR;WORK;POSTAL;CHARSET=utf-8:;;4180 La Jolla Village Drive, Suite 315.;La 
 Jolla;CA;92037;US
URL:http://www.efficient-portfolios.com
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