BEGIN:VCARD
VERSION:3.0
REV:2026-05-31T21:13:36Z
N;CHARSET=utf-8:Richards;Scott;;;
FN;CHARSET=utf-8:Scott Richards
TEL;WORK:(415) 984-6500
ADR;WORK;POSTAL;CHARSET=utf-8:;;555 California St;San Francisco;CA;94104;US
 
URL:http://www.morganstanley.com
END:VCARD