BEGIN:VCARD
VERSION:3.0
REV:2026-07-01T08:14:04Z
N;CHARSET=utf-8:Howe-Hrach;Kathleen;;;
FN;CHARSET=utf-8:Kathleen Howe-Hrach
TEL;WORK:(312) 461-2323
ADR;WORK;POSTAL;CHARSET=utf-8:;;111 W Monroe St;Chicago;IL;60603;US
URL:http://www.bmo.com
END:VCARD