BEGIN:VCARD
VERSION:3.0
REV:2026-05-13T13:43:14Z
N;CHARSET=utf-8:Arroyo;Raymond;;;
FN;CHARSET=utf-8:Raymond Arroyo
TEL;WORK:(858) 472-3988
ADR;WORK;POSTAL;CHARSET=utf-8:;;33670 Summit View Pl;Temecula;CA;92592;US
URL:https://www.prudential.com/advisor/ray-arroyo
END:VCARD
