BEGIN:VCARD
VERSION:3.0
REV:2026-08-02T16:36:46Z
N;CHARSET=utf-8:Fracchia;Ray;;;
FN;CHARSET=utf-8:Ray Fracchia
TEL;WORK:901.435.0800
ADR;WORK;POSTAL;CHARSET=utf-8:;;5100 Poplar Ave Suite 3214;Memphis;TN;38137
 ;US
URL:https://atkinscap.com/
END:VCARD