BEGIN:VCARD
VERSION:3.0
REV:2026-06-05T10:04:26Z
N;CHARSET=utf-8:Bernhard;Michael;;;
FN;CHARSET=utf-8:Michael Bernhard
TEL;WORK:415-576-2004
ADR;WORK;POSTAL;CHARSET=utf-8:;;555 California St;San Francisco;CA;94104;US
 
URL:http://www.morganstanley.com
END:VCARD