BEGIN:VCARD
VERSION:3.0
REV:2026-05-30T08:38:36Z
N;CHARSET=utf-8:Carstensen;Kristen;;;
FN;CHARSET=utf-8:Kristen Carstensen
TEL;WORK:312-696-6000
ADR;WORK;POSTAL;CHARSET=utf-8:;;22 W. Washington St.;Chicago;IL;60602;US
URL:http://www.morningstar.com/company/
END:VCARD