BEGIN:VCARD
VERSION:3.0
REV:2026-05-06T16:46:27Z
N;CHARSET=utf-8:McDowell;Patrick;;;
FN;CHARSET=utf-8:Patrick McDowell
TEL;WORK:850-608-6121
ADR;WORK;POSTAL;CHARSET=utf-8:;;8955 Emerald Coast Parkway, Suite 104;Miram
 ar Beach;FL;32550;US
URL:http://www.arborwealth.net/
END:VCARD