BEGIN:VCARD
VERSION:3.0
REV:2026-05-27T10:02:21Z
N;CHARSET=utf-8:Smith;Todd;;;
FN;CHARSET=utf-8:Todd Smith
TEL;WORK:800-435-4000
ADR;WORK;POSTAL;CHARSET=utf-8:;;9899 Schwab Way;Lone Tree;CO;80124;US
URL:http://www.schwab.com/
END:VCARD